What facilities are available to the account holder under the PM Jan Dhan Yojna?
1. Facility to maintain zero-balance bank account
2. Debit card
3. Accidental insurance cover of Rs 1 lakh
4. Life insurance cover of Rs 1 lakh
Select the correct option from the codes given below:

Answer: [C] Only 1, 2 & 3

Under the Jan Dhan Yojan Life insurance cover of Rs.30,000/- will be provided to the account holder. Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. PMJDY accounts are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria. Some of the special benefits of the scheme are accidental insurance cover of Rs.1.00 lakh, No minimum balance required, Life insurance cover of Rs.30,000/-, overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

This question is a part of GKToday's Integrated IAS General Studies Module